Consumer Loans
We offer a variety of Conventional financing options with a fixed rate and repayments up to 30 years. Stick-built and Modular Construction to Permanent mortgages available.
- Rates subject to change without notice
- Fixed Rate Residential Mortgage Loans
- $325.00 application fee
- 1st Lien, Owner occupied, Property insurance and title insurance are required, and if applicable flood insurance will be required.
We offer fixed rates up to 10 years. A smart way to use the equity in your home is for debt consolidation, auto purchase, college, home improvements and more. Check with your tax advisor for information on deducting the interest. Millville Savings will lend up to 70% of the Loan to Value in a 1st or 2nd lien position.
- Rates are subject to change without notice
- Home Equity Fixed Rate Fixed Term Loans
- No Fees unless an appraisal is needed to determine 70% Loan to Value
- 1st or 2nd lien position on owner occupied primary residence, Property Insurance is required. Flood Insurance if applicable is required.
Find the cash you need fast in your home with a Millville Savings line of credit. Variable interest rate tied to Wall Street Journal's Prime Rate with a 15 year repayment schedule
- Rates Subject to change without notice
- Rates are variable based on Wall Street Journal Prime
- Repayment terms are based on an180 month term
- Owner occupied 1st or 2nd lien position, 70% Loan to Value
- Ceiling Rate is 6% over interest rate at the time of signing.
- Minimum monthly payment $150.00
Let your investment work for you. Do you need extra cash to make improvements or reinvest? We have loans with repayment terms of up to 10 years.
- Rates subject to change without notice
- 10 Year Fixed Rate
- Non Owner Occupied, 30% down and $560.00 Application Fee.
- Property Insurance is required.
- Flood insurance if needed is required.
- Loans with Loan to Value of 70%.
Account Loans
Borrow against your savings for fast cash loans. . Easy repayment schedules when you use your own savings or certificate of deposit as collateral.
- Rates subject to change without notice
- The account is held as collateral until loan is paid in full. Loan to Value 90%
- Interest rate on a Savings account loan is 2% over the savings rate.
- If a CD is used as collateral the interest rate is Wall Street Journal Prime Rate of Interest
