Products and Services

Personal Checking Accounts

NOW Checking Account

This account is tailored for our customers desiring unlimited check writing privileges and a competitive interest rate and don't want or need their checks returned.

  • $100 minimum balance to open account
  • $300 minimum balance to avoid $6.00 service charge.
  • Pays interest! (See deposit rates)
  • Free Debit/ATM card
  • Paid checks are not returned
  • Free Internet Banking
  • Free Bill Pay Services
  • Free Bank By Phone

Freedom Checking Account

Declare your Independence! Truly Free Checking. This account is tailored for our customers desiring absolutely free checking.

  • No minimum balance required
  • Free Debit/ATM card
  • Free Checks for the life of the account
  • Free Internet Banking
  • Free Bill Pay services
  • Free Bank-by-phone
  • No service charges

Money Market Account

The Money Market Checking account has been designed for customers who prefer to maintain a substantial account balance in a extremely competitive interest bearing transaction account. The product offers a tiered interest rate structure and easy access to the funds.

Unlike CDs, this product offers complete liquidity. Access your funds by simply writing a check

  • Interest paid on full balance at the rate that corresponds to that tier (See deposit rates)
  • Can make six (6) transfers from your account, but only three (3) may be payments by check to third parties per month. (Checks written in excess of 3 per month - $10.00 each. Transactions in excess of 6 - $10.00 each)
  • Free Internet Banking
  • Free Bill Pay services
  • Free Bank-by-phone

New Jersey Consumer Checking Account

  • $50 minimum balance to open
  • Eight (8) free checks per month
  • Free Internet Banking
  • Free Bill Pay services
  • Free Bank-by-phone

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