Products and Services

Other Deposit Services

Telephone Banking

Millville Savings offers telephone banking to all customers who wish to obtain the balance(s) on their account(s) or wish to transfer funds between accounts. The telephone number to access the telephone banking system is 856-825-0839. There is no charge for this service.

Overdraft Protection

Millville Savings offers Overdraft Protection to customers that request the service. Overdrafts on checking accounts are permitted up to $500.00 at any one time during periods when the customer needs additional for a short period of time. A service charge in the amount of $30.00 will be assessed for each overdraft check presented or ATM withdrawal made. Customers have 30 days to repay the overdraft. Whether your overdraft will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

Direct Deposit

Millville Savings encourages customers to have their salary check direct deposited to their bank account. It eliminates the time you have to take to deposit the check and you have immediate access to those funds. No more waiting for the funds to be collected which could take up to 5 days. If you get paid on Friday and your company direct deposits your salary on Friday, your funds are available for withdrawal on Friday.

Safe Deposit Boxes

Safe Deposit Boxes are available in varying sizes. The sizes and prices are listed below:

3" X 5" $26.75
3" X 10" $37.45
5" X 10" $58.85
10" X 10" $90.95

All prices include the 7% New Jersey Sales Tax. Boxes are rented on an annual basis.

Electronic Funds Transfers

Coin Machine

The Coin Machine is located in the lobby of the Main Branch, free of charge. If you are not a customer there is a 5% fee applied to the total coin transaction.

Money Orders

Millville Savings sells its own money orders to customers for a fee of $3.00 per money order. Money Orders have a dollar limit of $1,000 for each money order.

Gift Checks

Gift Checks are sold by the bank. They are offered in denominations of $25, $50, and $100. Gift checks can be used to purchase gifts or merchandise at all stores who accept them. There is a service charge of $2.50 for each check purchased.

Traveler's Checks

Traveler's Checks are sold at both locations. They are offered in denominations of $20, $50, and $100. The cost to purchase traveler's checks is $1.50 per $100 purchased.

Debit/ATM Cards

Millville Savings issues a combined Mastercard Debit and ATM card. You may use this card for cash withdrawals at any ATM. Cash withdrawals at the three Millville Savings ATM's are free from service charge. Cash withdrawals at other ATM's may be subject to a small service charge. There will also be a small service charge from Millville Savings for using an ATM other than the bank's own ATM. The debit card may be used for purchases at grocery, department, and other stores. There is no charge to use the debit side of the card.

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