| For the period ending December 31, |
| Interest-bearing deposits with other institutions |
1,286,579 |
870,943 |
| Cash and cash equivalents |
6,049,781 |
4,107,974 |
| Investment securities held to maturity (estimated market value of $29,145,643 and $28,682,555) |
29,905,920 |
28,914,535 |
| Mortgage-backed securities held to maturity (estimated market value of $28,100,379 and $33,690,517) |
28,921,304 |
33,907,072 |
| Loans receivable (net of allowance for loan losses of $345,000 and $345,000) |
38,865,278 |
34,425,342 |
| Accrued Interest receivable |
522,088 |
473,844 |
| Federal Home Loan Bank stock |
133,500 |
538,900 |
| LIABILITIES AND RETAINED EARNINGS |
| Advances by borrowers for taxes and insurance |
201,321 |
261,249 |
| TOTAL LIABILITIES AND RETAINED EARNINGS |
$106,943,204 |
$103,623,413 |